NILs loans can provide financial assistance for essential items and services, including whitegoods, medical expenses, education, and vehicle repairs and maintenance. Loans of up to $2,000 may be available, repayable by fortnightly payments over 12 months to 2 years. For mobile phones and tablets, the item price must not exceed $1,000.
Am I eligible?
- Earn less that $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children
- OR have a health care card / pension card
- OR have experienced family or domestic violence in the last 10 years
- AND You can show you can afford to repay the loan
What DOES NILS cover:
- Household items such as white goods and furniture
- Some medical and dental services
- Education needs such as computers, books, camps and uniforms
- Car repairs or registration
Does NOT Cover:
- Bills
- Fines
- Holidays
- Be provided in cash amounts
Please note that our Castlemaine office is currently short-staffed and will only be attended intermittently until late October, when normal office activities are expected to resume.
In the meantime, you can either:
- Contact us by phone on a Wednesday to check whether the office is attended that day; or
- Once you have your documents ready, make an appointment with the NILs provider in Bendigo:
- Bendigo Family and Financial Services
- 37–39 Rowan Street, Bendigo
- PH: 5441 5277
When: Wednesdays (by appointment)
Time: 9.30am – 3.00pm
Where: Castlemaine Community House, 30 Templeton Street
