The Good Shepherd Microfinance No Interest Loans Scheme (NILS) is there to assist you if you are on a low income or have a concession card – but can’t get credit through the usual agencies.

NILS can help you with a loan to buy items like a hot water service, refrigerator or other white goods, furniture, a computer, etc., but cannot help you to consolidate debts or buy a car.

To be eligible for NILS you must have a healthcare or pension card, earn under $45,000, have lived in your current residence for three months, and have a willingness and capacity to repay the loan. There are no credit checks.

Appointments are essential, request an appointment with the NILS worker by phoning 5472 4842.

Due to COVID-19 restrictions appointments will be conducted via phone.

When: Tuesdays
Time: 9.00am – 3.00pm
Where: Castlemaine Community House, 30 Templeton Street.